Most benefits strategies are built on a simple assumption: give employees enough information and options, and they'll make confident decisions. In practice, that's not what's happening. Health care costs are at their highest point in over a decade. Four in ten Americans can't cover a $400 unexpected expense. The average employee is navigating more than 15 different digital health vendors yet spends less than 30 minutes a year choosing their benefits. More than half say they regret at least one choice.
This isn't a story about disengaged employees. It's a story about a system that has added capability without adding connection. Eric Daniels, Managing Director, Market Sales for Inspira Financial's Health & Benefits business, will share why health and financial decisions are inseparable for employees, even when the systems built to support them are not, and what it takes to move from a fragmented benefits experience to a connected one.
Attendees will leave with a practical framework for aligning health and financial strategy, three questions to bring back to their own benefits approach, and a clear starting point that doesn't require starting over.
Key takeaways:
- Why more vendors and more information have made benefits decisions harder, not easier, for employees
- A framework for connecting health and financial benefits so they reinforce each other instead of competing for attention
- Three questions to evaluate where complexity may be undermining your benefits investment
|
Eric Daniels, Managing Director, Market Sales, Health & Benefits, Inspira Financial |